Points programs reward steady activity, but the points themselves are not always permanent. Some programs let points sit untouched until conversion, others quietly reduce them if you go inactive, and many run in seasons where old points convert, reset, or simply vanish at the season boundary. If you do not know which model your program uses, you can lose progress without ever being warned.

The rules are always in the program's documentation or FAQ, though they are sometimes buried. This guide explains the three common models, how to spot which one applies to you, and the habits that keep your points safe until they convert into tokens.